Compare true costs, hidden fees, and features, then see why HOA By Owners is the better value.
100% free. No sales call, no obligation, no credit card, just an honest AI read of your quote or contract.
Total Cost of Ownership - 1 Year (100 Users)
Compare the true cost including all fees and add-ons
| Provider | Base Subscription | One-Time Fees | Monthly Add-Ons | 1-Year Total | You Save |
|---|---|---|---|---|---|
| HOA by Owners 🏆 WINNER | $6,000/year $5/user/month |
$0 No setup, no training, no migration |
$0 Everything included |
$6,000 | Baseline |
| PayHOA | $1,308/year $109/month base |
$0 | $5,640/year $245/mo ACH fees ($2.45 × 100 users) + $75/mo credit card + $125/mo mailing ($1.25 × 100 users) + $25/mo website |
$6,948 | $948 more 16% more expensive (70% fewer features & per-transaction fees add up) |
| Buildium | $6,600/year $550/month base |
$2,800 $1,000 setup + $800 training + $1,000 migration |
$2,700/year $75/mo payment + $100/mo support + $15/mo eSign + $35/mo storage |
$12,100 | $6,100 more 102% more expensive |
| AppFolio | $6,300/year $525/month base |
$3,700 $1,500 setup + $1,200 training + $1,000 migration |
$3,000/year $100/mo payment + $150/mo support |
$13,000 | $7,000 more 117% more expensive |
| CINC Systems | $5,520/year $460/month base |
$2,400 $800 setup + $600 training + $1,000 migration |
$1,620/year $60/mo payment + $75/mo support |
$9,540 | $3,540 more 59% more expensive |
| Vantaca | $6,180/year $515/month base |
$3,100 $1,200 setup + $900 training + $1,000 migration |
$1,980/year $65/mo payment + $100/mo support |
$11,260 | $5,260 more 88% more expensive |
While getting MORE features, BETTER support, and ZERO hidden fees
We include features that competitors charge extra for
💡 Key Insight: While competitors charge extra for these features, we include them all at no additional cost. This means you get more value for your money with HOA by Owners.
HOA by Owners: Included FREE
✓ Electronic voting (legally acceptable)
Buildium/AppFolio: Not available or $30+/month
HOA by Owners: Advanced system included
Competitors (Buildium, AppFolio): Basic or not available
HOA by Owners: Unlimited documents
Competitors: Limited storage, pay for more
HOA by Owners: 24/7 support included FREE
Competitors: $50-$200/month for priority support
View our comprehensive comparison guide with detailed analysis of Buildium, AppFolio, PayHOA, CINC Systems, and Vantaca.
View Detailed Comparison Guide →